The bank did a publicity campaign around it, reminding people to check how much they are spending on subscriptions and offering a way to help them monitor recurring payments of all sorts. It also offers more controls over sharing data with third parties such as Intuit or Plaid. Customers will have account level control on which data is shared, and if they don’t want to share their data any longer, they can turn off the permission to a specific third party.
Cofactor is a large, structured listing of people, places, and things. Here you can find the description of each topic.